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How Do I Buy My First Home in Aruba as a Local?

Buying your first home in Aruba as a local starts with a mortgage pre-approval from a local bank, so you know your real budget before you start looking. From there you choose a home on freehold (eigendom) or long-lease (erfpacht) land, sign a p...

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Who Should Not Buy Property in Aruba?

Property in Aruba may not be the right fit if you need the purchase to give you residency, may need to sell again within a year or two, or are counting on rental income to carry all the costs. The downsides of buying property in Aruba are manag...

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How Much Is My Aruba Property Worth?

An Aruba property valuation comes down to three things: where the property sits, what condition it is in, and what similar homes nearby have actually sold for. The most honest answer is usually a range, built on sold prices rather than asking p...

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Can Foreigners Get a Mortgage in Aruba? 2026 Guide

Last updated: October 2026 Yes, foreigners can get a mortgage in Aruba. Local banks do lend to non-residents. You can usually expect a larger down payment, often around 35 to 50 percent, and a shorter term of up to about 15 years. Interest rat...

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