Getting a Mortgage in Aruba

Getting a Mortgage in Aruba

If you need financing to make your dream of owning a home in Aruba a reality, local banks offer mortgage options for both residents and non-residents. Each bank has its own requirements, but common documentation includes:

• Valid identification

• A bank reference letter

• Employment or income verification

• Copies of the appraisal report and sales agreement

In most cases, banks in Aruba will finance up to 60% of the property’s value. Buyers should also budget for a closing fee of around 1.5% of the total loan amount, which is standard for mortgage processing.

Last updated: 08/10/2026